MyAIUtility

CAGR Calculator

Calculate Compound Annual Growth Rate for your investments

Calculate

Investment Details

CAGR Formula

CAGR = (FV/PV)1/n - 1

Where:

  • FV = Final Value
  • PV = Present (Initial) Value
  • n = Number of years

Compound Annual Growth Rate

14.87%

per year

Absolute Return

₹1.00 L

Return %

100.0%

Year-by-Year Growth

YearValueGrowth
Year 0₹1.00 L-
Year 1₹1.15 L+₹14,870
Year 2₹1.32 L+₹17,081
Year 3₹1.52 L+₹19,621
Year 4₹1.74 L+₹22,538
Year 5₹2.00 L+₹25,890

Compare with Benchmarks

Bank FD
7%
PPF
7.1%
Gold (10Y)
10%
Nifty 50 (10Y)
12%
Sensex (10Y)
11.5%
Inflation (Avg)
5%
Your CAGR
14.9%

Understanding CAGR

What is CAGR?

CAGR (Compound Annual Growth Rate) represents the mean annual growth rate of an investment over a specified time period. It smooths out the volatility of year-over-year returns to give you a single annual growth rate.

CAGR vs Average Return

  • CAGR accounts for compounding effect
  • Average return is simple arithmetic mean
  • CAGR better represents actual growth
  • Use CAGR for comparing investments