MyAIUtility

Capital Gains Calculator

Calculate LTCG/STCG tax on stocks, mutual funds, property and gold (India)

Asset Details

Long Term Capital Gains (LTCG)29 months

Capital Gains

₹2.45 L

Tax Rate

12.5%

Total Tax

₹15,600

Net Profit

₹2.29 L

Profit Breakdown

CostTaxNet Profit

Calculation Details

Sale Value₹7.50 L
Purchase Value + Expenses₹5.05 L
Capital Gains₹2.45 L
Exemption (u/s 112A)-₹1.25 L
Tax @ 12.5%₹15,000
Cess (4%)₹600
Total Tax Payable₹15,600

Capital Gains Tax Rules (Budget 2024)

Holding Period for LTCG

  • Listed Equity/Equity MF: 12 months
  • Property/Real Estate: 24 months
  • Gold/SGB: 24 months
  • Debt MF: Always STCG (after April 2023)

Tax Rates (FY 2024-25)

  • Equity LTCG: 12.5% (above ₹1.25L exemption)
  • Equity STCG: 20%
  • Property/Gold LTCG: 12.5% (with indexation)
  • Debt MF: Taxed at slab rate