Financial Goal Planner
Plan and track your financial goals with SIP requirements
Goal Details
0%6%12%
Current Investments
Retirement Goal Status
46% On TrackTarget (Today)
₹1.00 Cr
Inflation Adjusted
₹3.21 Cr
Projected Value
₹1.48 Cr
Shortfall
₹1.73 Cr
To Achieve Your Goal
₹27,271
Total Monthly SIP
+₹17,271 additional
₹17.89 L
OR Lumpsum Today
Value Composition
Existing Investments FV₹48.23 L
Current SIP FV₹99.91 L
Projected Total₹1.48 Cr
Milestone Tracker
| Year | Projected | Target | Status |
|---|---|---|---|
| 5 | ₹32.10 L | ₹1.34 Cr | -₹1.02 Cr |
| 10 | ₹79.85 L | ₹1.79 Cr | -₹99.23 L |
| 15 | ₹1.64 Cr | ₹2.40 Cr | -₹75.65 L |
| 20 | ₹3.12 Cr | ₹3.21 Cr | -₹8.39 L |
Goal Planning Tips
Investment Strategy
- Start early to benefit from compounding
- Use step-up SIP to increase investments yearly
- Diversify across equity and debt based on time horizon
- Review and rebalance annually
Suggested Return Assumptions
- Equity Funds (long-term): 12-15%
- Balanced/Hybrid Funds: 10-12%
- Debt Funds: 7-9%
- Consider lower returns for conservative planning