NPS Calculator
Calculate your National Pension System retirement corpus and monthly pension
Investment Details
Minimum ₹500/month for Tier I
6%10%14%
Minimum 40% must be used for annuity
Total Investment
₹18.00 L
Total Corpus
₹1.14 Cr
Lump Sum (Tax Free)
₹68.38 L
Monthly Pension
₹22,793
Corpus Breakdown
Investment: ₹18.00 LInterest: ₹95.97 L
At Retirement
Total Corpus₹1.14 Cr
Annuity Purchase (40%)₹45.59 L
Lump Sum Withdrawal₹68.38 L
Monthly Pension₹22,793/month
Wealth Multiplier
6.3x
Your investment of ₹18.00 L grows to ₹1.14 Cr
About NPS
Tax Benefits
- Deduction up to ₹1.5 lakh under Section 80C
- Additional ₹50,000 under Section 80CCD(1B)
- Employer contribution deductible under 80CCD(2)
- 60% lump sum withdrawal is tax-free
NPS Rules
- Minimum 40% must be used to buy annuity
- Withdrawal allowed after age 60
- Partial withdrawal allowed after 3 years
- Choose from Equity, Corporate Bonds, or Government Securities