Retirement Calculator
Plan your retirement corpus and understand how much you need to save.
Required Retirement Corpus
₹7.59 Cr
At age 60
Future Value of Savings
₹1.50 Cr
Your savings at retirement
Shortfall
₹6.09 Cr
Required Monthly SIP
₹17,429
Start a monthly SIP of ₹17,429 to meet your retirement goal.
Expense Projection
Today's Monthly Expense
₹50,000
Expense at Retirement
₹2.87 L
(Adjusted for 6% inflation)
Retirement Timeline
30
Today
60
Retirement
30 years
85
Life Expectancy
25 years post-retirement
Savings Growth Projection
| Age | Savings Value | % of Goal |
|---|---|---|
| 30 | ₹5.00 L | 0.7% |
| 35 | ₹8.81 L | 1.2% |
| 40 | ₹15.53 L | 2.0% |
| 45 | ₹27.37 L | 3.6% |
| 50 | ₹48.23 L | 6.4% |
| 55 | ₹85.00 L | 11.2% |
| 60 | ₹1.50 Cr | 19.7% |
Retirement Planning Tips
Start Early
The power of compounding works best over long periods. Starting 10 years earlier can significantly reduce your required monthly investment.
Account for Inflation
Your expenses will increase over time. A 6% inflation rate means expenses double every 12 years.
Diversify
Consider a mix of EPF, PPF, NPS, and mutual funds for tax-efficient retirement savings.